The Personal Finance Society hereby provides notice that event attendees and any other interested parties are solely responsible for determining the validity, adequacy and fitness of any information, materials or products or anything else presented at this event for any and all uses. Statements and descriptions made by PFS at this event and included in event literature are for information only and are not made or given as a warranty. The views, opinions and statements made at the event are solely those of the presenters and may not reflect the views of PFS. Furthermore, presenters may have vested interests in the concepts and products they discuss.

It is further understood and agreed that PFS shall not be liable whether in contract, in tort, under any warranty, in negligence or otherwise for any kind of claim for loss, damage or expense of any kind arising out of or resulting from the use of any information, materials, products or anything else presented at this event, and under no circumstances shall PFS be liable for special, indirect or consequential damages.

PFS and/or its agents have the right to alter or cancel the event or any of the arrangements, timetables, plans or other items relating directly or indirectly to the event without prior notice for any reason beyond their control. The event and/or its agents shall not be liable for any loss, damage, expenditure or inconvenience caused as a result of such alteration or cancellation.

Festival Programme

Please note, all times and locations are subject to change. To build your own personal schedule using the Personal Planner tool, simply book onto the event, then visit your My Events and click ‘View event details’, or download the PFS Events app and view the Festival programme there. Please note that the planner tool is purely to help delegates plan their attendance - there is no requirement to add any session to your personal schedule in order to attend.